Cameron White · Retirement Plan
Work-optional at age 65 (2042) · Current age 49 · Interactive scenario model · Educational, not financial advice
Required nest egg @65
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to fund spend − Social Security
Funded — base case
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Funded — with DatumSure
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Scenario controls
Fixed: 3% inflation, 3% savings growth, 15% dilution, 23.8% fed LTCG+NIIT, 4.45% Utah, 4% withdrawal rate. Edit these in the Excel model.
Net worth path to 65
Glide-path checkpoints (base)
| Age | On-track target | Projected | Status |
|---|
"On-track target" = what the base portfolio needs at each age to reach the goal by 65 on savings alone.
DatumSure exit (after-tax)
Confirm §1202 qualification and Utah conformity with a tax attorney. Utah modeled as taxing the full gain.
Assumptions are planning estimates, not guarantees. Verify your Social Security benefit at ssa.gov. This dashboard mirrors the Excel model; use the workbook for full editability.